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Medicare Eligibility & Benefits Checker

Understand what Medicare covers in 2026, what you'll pay out of pocket, and how Medicare rates compare to typical hospital charges — based on real CMS data.

2026 rates
Real CMS data
No login required
1. Your Plan
2. Coverage Details
3. Cost Lookup

Select Your Medicare Type

Choose the type of Medicare coverage you have (or are considering). We'll show you exactly what's covered and what you'll pay.

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Original Medicare
Part A (Hospital) + Part B (Medical). The traditional government plan — use any Medicare-accepting provider.
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Medicare Advantage
Part C — private plan that covers Part A + B (often includes drugs, dental, vision). Network-based.
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Medigap
Supplement to Original Medicare that covers deductibles, copays, and coinsurance gaps. Sold by private insurers.

About You

💰 How Much Will I Pay?

Search for a procedure to see the Medicare allowed amount vs. typical hospital charge — and estimate your out-of-pocket cost.

Or pick a common procedure:

Related Tools

📋 Plan Compare

Compare health insurance plans side-by-side including premiums, deductibles, and total cost of care.

💵 Cost Estimator

Get a personalized cost estimate for any procedure based on real hospital prices in your area.

💊 Drug Cost Compare

Compare brand vs generic drug prices and find the cheapest option at pharmacies near you.

🔄 Coverage Transition Guide

Navigating a change in coverage? Get step-by-step guidance for switching plans or aging into Medicare.