Everything you need to understand, compare, and fight healthcare costs — powered by real hospital data. No login required.
Our most-used tools — great for first-time visitors.
Search by procedure name and compare total episode costs — facility, surgeon, anesthesia, and more — across hospitals. See what you'll actually pay, not just one line item.
Compare episode costsUpload or enter your medical bill and our AI-powered BIE engine compares every charge against real hospital prices. Spot overcharges instantly.
Upload your billCompare prices for the same procedure across hospitals side-by-side. See which providers charge the most — and the least — near you.
Compare pricesBrowse pricing data, quality ratings, and transparency scores for 11,322 sites of care (hospitals & surgery centers) across all 50 states.
Search hospitalsEnter your ZIP code to get a healthcare affordability report card. See how your area compares to state and national averages on income, insurance, and more.
Check your ZIPSearch by procedure, enter your location, and compare hospitals on price, quality, and value. Side-by-side comparison with Medicare benchmarks.
Find providersCompare up to 3 health systems side-by-side on pricing, quality, hospital count, and geographic coverage for any procedure.
Compare systemsEstimate costs and plan ahead before your visit.
Estimate emergency room costs by severity level. Compare ER vs urgent care vs telehealth. See real hospital charges and your No Surprises Act protections.
Estimate ER costsKnow what you'll pay before you go. Get a cost estimate for any procedure based on real prices from hospitals in your area.
Estimate your costEstimate what you'll actually pay out-of-pocket based on your insurance type, deductible, and real negotiated hospital rates in your area.
Check your coverageCompare health insurance plans side-by-side. See the real cost including premiums, deductibles, and out-of-pocket maximums for your situation.
Compare plansUnderstand your 2026 Medicare coverage — Original Medicare, Advantage, or Medigap. See what's covered, deductibles, copays, and compare procedure costs.
Check your benefitsTrack how hospital prices change over time. Compare trends across states and health systems with Medicare benchmarks and P25–P75 price ranges.
View trendsCompare total procedure costs across hospitals — broken into facility, professional, and ancillary fees with Medicare benchmarks and data completeness scores.
Compare episode costsEnter what you were quoted or billed, and instantly see how much you could save. Compares your price against the lowest, median, and highest prices in your state — including Hospital vs Surgery Center savings.
Calculate savingsInteractive checklist to prepare for any medical visit. Verify insurance, request estimates, compare prices, and avoid surprise costs — customized by visit type.
Start checklistCalculate your HSA tax savings, compare HDHP vs traditional plan costs, and find your break-even healthcare spending point — based on 2026 IRS limits.
Calculate HSA savingsDispute unfair charges and understand what you owe.
Confused by your Explanation of Benefits? Upload it and we'll translate the jargon into plain English so you know exactly what you owe.
Decode your EOBGenerate professional medical bill dispute letters backed by your rights under federal and state law. Download, customize, and send.
Generate a letterCheck if your bill exceeds your Good Faith Estimate. Under federal law, you may be protected from charges that exceed the estimate by $400 or more.
Check your estimateCheck if the No Surprises Act protects you from an unexpected medical bill. Covers ER visits, out-of-network providers, air ambulances, and more.
Check your protectionsFind gaps in your insurance coverage. Check if your payer has negotiated rates for procedures at hospitals near you. See out-of-pocket risk and alternative facilities.
Analyze coverageCheck if your doctor or hospital has negotiated rates with your insurance plan. Search by provider name, facility, or NPI number and see rate ranges.
Verify network statusLook up balance billing protections, surprise billing limits, charity care requirements, and more for your state. Compare two states side-by-side.
Look up your stateCheck if your medical debt is time-barred, understand your FDCPA protections, and get state-specific rights for collections. Includes dispute letter templates.
Check your rightsCompare 0% hospital plans vs medical credit cards vs regular credit cards side by side. See total cost, interest paid, and payoff timeline for your medical bill.
Compare payment plansStruggling with medical debt? Calculate payment plan options, see how long payoff takes, and explore your financial assistance options.
Calculate payoffFind cheaper alternatives to your prescriptions.
Search any brand-name drug to find FDA-approved generic alternatives. See therapeutic equivalence ratings — generics can save you 30–80%.
Find genericsCompare brand vs generic drug prices by pharmacy type. See estimated costs, OTC alternatives, manufacturer info, and links to real-time pricing.
Compare costsLearn healthcare billing terms and concepts.
Decode confusing medical bill line items, CPT/HCPCS codes, and billing abbreviations in plain English. Check if charges are reasonable against real hospital prices.
Decode a chargePaste text from an EOB, denial letter, or insurance policy and get a plain-English translation. 100+ terms decoded with in-line highlights and action guidance.
Translate insurance text100+ medical billing terms explained in plain English. Finally understand what "coinsurance," "allowed amount," and "coordination of benefits" actually mean.
Browse termsPick a tool and start saving in minutes — no signup needed.
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