Generate professional, legally-informed letters to negotiate bills, appeal denials, request records, and protect your rights — completely free, no account required.
Request a price reduction from the hospital billing department. References Medicare rates, competitor pricing, and your right to fair pricing.
Challenge your insurance company's denial with a formal appeal letter citing the No Surprises Act, medical necessity, and state protections.
Formally request a detailed line-item breakdown of every charge. Cites your legal right under PPACA Section 2718.
Apply for charity care or financial assistance. References the Hill-Burton Act and IRS 501(r) requirements for nonprofit hospitals.
Dispute surprise or balance bills from out-of-network providers. Cites the No Surprises Act and state balance billing protections.
HIPAA-compliant request for your medical records. Cites the HIPAA Privacy Rule (45 CFR 164.524) and the 30-day response requirement.
Upload your medical bill and get an instant analysis of potential overcharges and savings opportunities.
Review a bill →See what hospitals near you charge for the same procedure — prices can vary by 10x for the exact same care.
Compare prices →Learn about the No Surprises Act, price transparency rules, and other federal protections that save you money.
Learn more →Track your care from first estimate to final payment. Compare prices, connect insurance, and always know what you owe.